Borrow cash without collateral on Teller

Traditional and stablecoin loans.

TELLERAI
See what you pre-qualify for
Personal LoansNo-collateral cash, check if you pre-qualifyCredit CardsSee the best cards for this monthBusiness LoansWorking capital for your businessHELOCsTap your home equity at the best rateAuto RefiLower your car payment by refinancingAsset-backedBorrow against BTC, ETH & stocksEarn YieldPut your stablecoins to workTeller ScoreBuild your score to unlock loans

Teller in the numbers

$80M+
loans processed
$1.5M+
yield generated
50+
lenders in network
Backed by
Franklin TempletonToyota VenturesUpstartBessemer Venture PartnersBlockchain CapitalFramework

How loans on Teller work

View all guides →
On-Demand Lending
TTeller TeamOct 27, 2026

Introducing: On-Demand Lending (ODL)

On-Demand Lending (ODL) lets users list a token as collateral or launch a lending pool for any token through Teller Pro. Debit AI checks and underwrites the token, sets the lending terms, and creates the offer or pool when eligibility checks pass. Holders can borrow stablecoins without selling, and lenders can supply stablecoins to fund loans against that collateral.

Read article →
Solana asset-backed loans Teller Rome

Borrow against Solana assets with Teller and Rome

Oct 27, 2026
DEBIT collateral BNB Chain Teller

New Collateral: $DEBIT

Sep 28, 2026
PONS collateral Teller

New Collateral: $PONS

Sep 25, 2026
STRATEGY MSTR collateral Teller

New Collateral: $STRATEGY, $MSTR

Sep 18, 2026

Ways to Borrow

Pre-qualify for a no-collateral loan, or borrow against your assets.

Option 1 · Unsecured

Borrow with no collateral

Check if you pre-qualify, nothing locked up.

No collateralFunds → your bank
  • ✓Pledge nothing: no crypto, no assets
  • ✓See if you pre-qualify, no hard credit pull
  • ✓Funds land in your bank account
See if you pre-qualify →Read the guide
Option 2 · Asset-backed

Asset-backed loans, no margin call

Borrow against BTC, ETH, and stocks like TSLA, without selling.

BTC · ETH · TSLANo margin calls
  • ✓Collateralize BTC, ETH, TSLA & more
  • ✓No margin calls, no surprise liquidations
  • ✓Keep your upside while you borrow
Borrow against your assets →Read the guide

Track, save, and borrow all in one app

Monitor your net worth and earn yield on your stablecoins, then borrow cash without collateral, all from one place. Learn more

9:41
Teller
AllCashEarnLoans
Net Worth
$2,250,910.40
+$10,400 since Mar 1
Assets
Cash · USDC$254,054.94
Bitcoin$1,402,118.00
Ethereum$594,737.46
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